Understanding The Different Types Of Stock - Part 2

November 22nd 2008

There are so many different types of stock out there that many first time investors have a hard time choosing their investments. Most simply turn to the advice of someone they trust. This isn’t a bad idea, but you should also take the time to learn about the different stocks for yourself. After all, this is your money.

In part one of this series, we talked about some basic types of stocks: growth stock, value stock, speculative stock and preferred stock. Let’s move to some more complex stocks.

Convertible preferred stocks start off as preferred stock, but it can be converted into a common stock. Because of this, convertible preferred stock will react to the growth of the company more than a regular preferred will.

A cyclical stock is paired rather closely with what is happening in our country’s economy, and sometimes even in those overseas. You will see steel companies and original equipment manufacturers. It takes a bit of financial knowledge to be able to trade in cyclical stocks. You must also take the time to watch the economic indicators. You will usually see these stocks rising with growth. If the economy isn’t doing well, you won’t see the earnings you desire.

All of the Cap stocks stand for capitalization stocks of different sizes. The different sizes equal different returns, in general. Micro-caps are companies with $100 million or less in revenue. Small-caps are companies with revenues between $100 million and $500 million. The majority of publicly traded companies are small-cap. Mid-caps are those with revenues between $500 million and $3 billion, while large caps top $3 billion.

Blue-chip stocks are the largest cap stocks out there. They are the top of the pile. You have to know that all blue-chip stocks are large-cap stocks, but not all large-cap stocks are blue-chip. There are a lot of advantages to blue-chip stocks, including liquidity, earnings and staying power.

You can also purchase non-U.S. stocks through American depositary receipts. Though that is probably beyond a beginner’s level of investing.

When it comes to investing in stocks, the type of stock you invest in is important. Take your time in assessing what you want to get out of your investment. What type you choose depends on your financial goals and personal risk level. Look for stocks that perform to your investment standards. If you want a lot of quick growth and don’t mind the risk, perhaps you want to put some money into a speculative stock. If you want something solid that will give you a dividend no matter the future performance of the company, you might want to shop for preferred stock.

The key is in knowing the pros and cons. You have to understand the risk. And they all have risks. Remember, if you choose wisely and invest for the long haul, the stock market is an excellent place for your money to grow. All it takes is time and knowledge.

Martin Lukac represents www.RateEmpire.com, an Internet consumer banking marketplace. RateEmpire.com is a destination site of personal finance, investing, taxes and mortgage rates. RateEmpire.com provides mortgage guides and financial rates and information. RateEmpire.com also operates a financial portal #1 American Financial, found at www.1AmericanFinancial.com and San Diego loan portal www.LendingSanDiego.com

Tag:

Posted under stock | No Comments »

Differences between XP Icons and MAC Icons

November 21st 2008

The icons in an application are the soul of the application; they give it the modern and dynamic look the application has. Also, if the icons are intuitive - the end user will easily remember the task behind the icon - easy to memorize then the end users will definitely choose the respective application against one with clogged and strange icons. Icon designers are trying their best to make their creation as intuitive as possible so to make it easier for the end users to work with the applications.

Furthermore, a too colorful or dynamic look given by the icons of an application is not a good thing especially for the commercial applications. That is because these types of applications are used in the business sector where we don’t need too many colors; the need is for simplicity and efficiency.

The differences between applications are, in part, given by their icons; different applications have different styles of icons. To the inexperienced eye, it might seem that some of them are alike but in fact they are definitely dissimilar when it comes to style, sizes, colors and file types. If we are to compare XP stock icons with MAC stock icons we can easily see they are different: different style, size, color, file type. But most of all their differences come from the way the end users perceive the icons: to some of us XP icons look better and are more appropriately used then the MAC icons, but for other the situation might be opposite.

When it comes to XP icons, many people say that XP’s interface is new and more beautiful then the previous version of Windows. If we look at the new face of XP we will surely see the differences between this version and the previous version of Windows. Some people say, that at a closer look at the icons, we can observe that not all of them are new and beautiful. A few of the icons are used from the previous version without being improved at all. Some of them don’t even look like the new ones and they are not even lined up with the new icons. Other people complain that some of the icons were not even changed compared with the previous version, and moreover they were borrowed from other tasks. As an example we can say that some of the icons in the administrator components of XP look alike few of the icons in the admin section. Other users complain about few font icons that were “left behind”, meaning when comparing the icons in the new, larger Tile view with the traditional 32 x 32 pixels icon we can see that some of them are just scaled up from the smaller icon. Apart from the end users that criticize the new look of XP there are also users that enjoy the new face of the application. They think the interface is more appealing then the one from the old version, it is easier to change it, more easily to understand the tasks behind the icons, and basically the icons are more attractive. So, we can say that it all depends on the taste of the end users: some of them like and others don’t like the new style of XP icons.

Compared with XP stock icons, MAC icons have more good reviews. It can be noticed that not too many people have something to complain about the MAC icons. Generally, people are happy and delighted about the style and colors of the MAC icons. They don’t say like for the XP icons that are to colorful and bright, the end users believe that MAC icons are serious and well integrated into the application. But comparing the number of XP users with the number of MAC users, the proportion is disadvantageous for the MAC users and this is maybe why the number of complaints about the look and the integration of the icons is so small almost nonexistent.

The XP icons and MAC icons have different file type extensions and that is why they cannot be exchanged between applications unless you convert them. There are various applications that can convert MAC icons to be used in XP style applications and the other way around. This is of course an advantage because if
you use both operating systems it will be quite difficult to adapt to both of them, so it is best to adapt the applications by using the icons from one of them (which ever you like best) for the other. Because the XP and MAC icons are different, icon designer must know from the start for what type of application are you going to use the icons. It is best to know from the beginning if the icons are for XP or MAC applications because their style, format, file type are quite different and converting them after finalization is not that easy. Above this, after conversion the icons will not have the same good quality as before.

Regarding the file type extension, XP icons use the .ico extension and the MAC icons use the .icns extension. Compared with XP icons, that always have the extension besides the name of the file, MAC icons do not always display extension .icns. Another difference between XP and MAC icons is that MAC icons are not like traditional icons, their custom image is not displayed on the file like an image but it is stored inside the file as data. Unlike the MAC icons, XP icons display the image they represent, being easier to identify them. Another difference between those to types of icons is that for XP icons the number of sizes most often used is of four: 8 x 8 pixels, 16 x 16 pixels, 32 x 32 pixels and 64 x 64 pixels, while for the MAC icons the common sizes are 32 x 32 pixels, 48 x 48 pixels and sometimes 128 x 128 pixels.

If you are looking for professional icons please go to http: http://www.iconshock.com - icon design.

Tags: , , , , , , , , , , , ,

Posted under stock | No Comments »

Two Uranium Exploration Companies Slug It Out in Utah’s Lisbon Valley, Part One

November 20th 2008

After interviewing SXR Uranium One Chief Executive Neal Froneman, we realized it was important to cover developments in Utah, particularly in the Lisbon Valley. Each time Mr. Froneman talked about Wyoming, he nearly always included Utah in the same breath. Most of our focus for the first half of 2006 had been on the In Situ Recovery (ISR) method of uranium mining. Now, as the uranium spot price knocks on the $50/pound level, it appears conventional mining in the United States may return with a vengeance.

Utah is strictly high grade uranium underground mining, possibly offering some the consistently highest grades available in the United States. International Uranium Corporation’s announcement to reopen the White Mesa uranium mill, some 50 miles away from the Lisbon Valley, was the first step geared to renew interest in southeastern Utah’s Paradox Basin. SXR’s interest in the area was a significant second step. There may be several more reasons if the early drilling results of two junior exploration companies show promise deep below this semi-arid ground covered with juniper, sage brush, and sprinklings of Ponderosa and Pinyon pines trees.

Utah is a state where underground uranium mining was successful and continued until the spot price completely collapsed. Specifically, it was the Paradox Basin of the Colorado Plateau, which became world famous, partly because of a Hollywood movie about its most colorful pioneer, Charlie Steen. His home in Moab, Utah became the city of millionaires, a consequence of the uranium rush he launched with his discovery.

Lisbon Valley became the most heavily promoted uranium districts in the world, thanks to a then-penniless Charlie Steen, the unemployed petroleum geologist who discovered the Mi Vida uranium deposit on the southwest side of the Lisbon Valley anticline. On July 6, 1952, Charlie Steen cored through 14 feet of grayish-black pitchblende - specimens of which he had only seen in museums. No one had ever before discovered pitchblende on the Plateau. With uranium grades up to 0.4 percent, this became one of the richest ore bodies mined in the United States.

Our recent investigation and interviews with two geologists revealed there could be an area play again developing in the Lisbon Valley uranium district. It is also known as the Big Indian Uranium District, named after the ore belt, and is located 30 miles south of Moab, Utah - about halfway between Salt Lake City and Santa Fe, New Mexico. Excluding U.S. Energy, which holds prospective uranium properties on the west side of the Lisbon Valley Fault, there are three junior uranium exploration companies exploring or hoping to explore for uranium on the northeast side of the Lisbon Valley Fault. They hope to continue where Rio Algom left off, during the nadir of the twenty-year uranium depression.

Why are the Uranium Companies
Exploring the Northeast Flank of the Fault?

While the west side of the fault has been the most productive uranium mining ground, Rio Algom discovered a mineralized zone in 1972 on the “nose” of the northeast side of the fault. For the next sixteen years, the company’s Lisbon Mine produced about 24 million pounds of uranium from more than 5.6 million tons of ore at an average grade of 0.22 percent. True, the grades were higher on the western side of the fault - an average grade of 0.35 percent U3O8.

Rio Algom’s discovery and outstanding uranium production confirmed a little publicized notation in an obscure chapter, of a geological textbook, entitled, “Geology and Exploitation of Uranium Deposits in the Lisbon Valley Area, Utah.” Hiram B. Wood of the American Institute of Mining, and on behalf of the U.S. Atomic Energy Commission, wrote in 1968, “An Extension of the Big Indian Ore Belt, similar in size and grade to the known ore belt, probably occurs in the downthrown block north east of the Lisbon Valley Fault at depths of 2400-2700 feet beneath the Dakota-capped surfaceleaving this area as the most favorable unexplored area remaining on the Lisbon Valley Anticline.”

It should be noted that none of the major uranium ore bodies had outcrops. All of the discoveries were made by exploration drilling. Because of the stratigraphy, the mineable deposits were found at depths of more than 2000 feet. “All of the anticlines in the Paradox Basin, of which Lisbon valley is one, are salt structures,” said Richard Dorman, vice president of exploration for Universal Uranium, which is now drilling on the northeast side of the anticline. Dorman explained an anticline for the layman, “It’s where the earth gets bent up into a rounded dome.”

It may be quite possible there is more uranium, according to the two uranium exploration geologists we interviewed for this feature. Both Universal Uranium and Mesa Uranium are drilling to identify and evaluate the Moss Bach sandstones in the Chinle formation. It was Charlie Steen’s uranium discovery overlying the Moss Bach member which started the massive prospecting rush into the district in the 1950s. The majority of the uranium production occurred along the northwest flank of the anticline. For forty years, more than 80 million pounds of uranium were mined from the 16 mile long by one-half mile wide trend of the western flank.

Exploration drilling is underway on the northeastern side of the anticline near the formerly producing Lisbon Mine. There are geological advantages in the exploration programs of both companies, Universal Uranium and Mesa Uranium. Universal’s smaller property position is six miles long and two miles wide, but closer to the fault. Mesa’s larger position is closer to the former Lisbon Mine, but is an arc shaped land position further from the fault. Global Uranium, which has not announced a drill program, is reportedly sandwiched in the area between the two.

James Finch contributes to StockInterview.com and other publications. Visit http://www.stockinterview.com to download your free copy of “Investing in the Great Uranium Bull Market: A Practical Investor’s Guide to Uranium Stocks.” You can always write to James Finch at jfinch@stockinterview.com

Tags: , , , , , , , ,

Posted under stock | No Comments »

Next »

Close
E-mail It